Hard Money & Private Money Loans — 48 States
Close in 10 days or less. Credit flexible. DSCR loans (ratio & no-ratio), bridge, fix & flip, construction, refinance, cash out, commercial, rural properties, foreign nationals, and ITIN borrowers.
*Rates advertised are the lowest offered. Actual rates may vary based on approval criteria including borrower experience, LTV, and property type.
What We Offer
Loan Products for Every Deal
Short and long-term loans for residential and commercial real estate investment properties — nationwide.
Bridge Loan
Need financing between the termination of one mortgage and the start of another? We fund bridge loans fast — 48 states.
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Fix and Flip
Some of the best investments are fixer-uppers. Get the capital you need to buy, renovate, and sell — available in 48 states.
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Construction Loan
Build from the ground up with the right financing. No general contractor required. Available in 48 states.
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Refinance
Can't refinance through traditional channels? We may have the solution — lending in 48 states.
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Cash Out Loan
Turn your equity into cash. We help investors unlock capital from their properties across 48 states.
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From 6.99%DSCR Loan — Ratio
Qualify based on your property's rental income — not your personal income. Perfect for buy-and-hold investors. Rates from 6.99% to 14%. 48 states.
Get Started →From 6.99%DSCR Loan — No Ratio
No income verification, no DSCR calculation required. Qualify on the asset alone — ideal for investors with complex income. Rates from 6.99% to 14%. 48 states.
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Commercial Loan
Long-term rental loans for commercial and residential properties. Gas stations, churches, funeral homes — whatever your business, there's a loan for you. 48 states.
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Commercial — Portfolio
Up to 75% LTV for residential, 65% for commercial. Individuals and entities accepted. Mid-construction? We can defer payments. 48 states.
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Mixed Use
Financing for mixed-use properties combining residential and commercial space. Flexible terms for investors looking to maximize returns on versatile assets. 48 states.
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Multifamily
From small apartment buildings to large multifamily complexes up to 1,000 units. Competitive rates and fast closings for buy-and-hold and value-add investors. 48 states.
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Rural Property
We lend on rural and agricultural properties that traditional lenders won't touch. Land, farms, ranches, and rural investment properties — 48 states.
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Working With Us
Is As Easy As 1-2-3
No red tape. No endless paperwork. Just fast, flexible capital for real estate investors who need to move quickly.
Contact Us
Reach out by phone or email with your deal details. No lengthy application — just a quick conversation to understand your needs.
Get Approved
We review your property and equity — not just your credit score. Fast decisions, often same day. Credit flexibility is our specialty.
Get Funded
Close in as little as 10 days. We move at the speed of your deal so you never miss an investment opportunity.
Nationwide Coverage
We Lend in 48 States
No matter where your investment property is located, we can fund your deal. Hard money and DSCR loans available coast to coast.
Ready to Close?
Fund Your Next Deal — Fast
We move at the speed of your deal. No lengthy approval process, no red tape. Just fast, flexible capital for real estate investors nationwide.
- Close in as little as 10 days
- Credit score not the deciding factor
- Up to 90% financing available
- DSCR loans — ratio & no-ratio
- Rates starting at 6%
- Lending in all 50 states